Expected Family Contribution (EFC)

The Expected Family Contribution (EFC) is the number schools use to determine your eligibility to receive need-based federal, state and institutional aid.   The EFC is determined by your answers to questions on your FAFSA.  Several factors are used by the federal government to determine your EFC.  Those factors include, but are not limited to:

  • Adjusted Gross Income
  • Taxes Paid
  • Untaxed Income Amounts
  • Number in the household
  • Number attending college
  • Family Assets

As your EFC number increases, the amount of need-based aid you are eligible for decreases.